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Get help with high-cost medical care

A Fixed Benefit indemnity plan pays even if you have other insurance

If you need to go to the hospital or get surgery, you don’t want to worry about finances. Supplemental fixed indemnity insurance helps pay expenses your health plan may not cover – and give you peace of mind.

Choose from three options that blend protection with affordability

We’ve collaborated with The IHC Group to offer access to their Fixed Benefit Plan, which protects you and your family against covered medical expenses resulting from hospitalization, surgery, chemotherapy and radiation services - by paying fixed cash amounts, directly to you.

Depending upon the plan level you choose, your benefit amounts go up to $4,000 per day if you’re in the intensive care unit or critical care unit of a hospital … and up to $6,000 per day for inpatient surgical services. You can use this money for help with medical bills or whatever you want: housing costs, utilities, day care, anything.

With this supplemental indemnity plan, you’ll be able to:

  • Collect daily in-hospital and/or outpatient surgical benefits from day one
  • Get benefits paid for each covered illness or injury — with no calendar year or lifetime amount maximum
  • Choose any doctor or hospital in America and receive the fixed-benefit amount you’ve selected, regardless of what they charge for services

And no matter which plan level you select, the Fixed Benefit Plan includes a lump sum $7,500 critical illness benefit for you and your covered spouse, along with a $2,500 for each covered dependent child.

Take advantage of this fixed indemnity plan today!